Couponing and saving money – Go on to pay off your debts

Guest Post By: Jason Holmes

You may not be interested even in checking out the fliers that you get from
the supermarket or in your mail box. But, from now on try to check out the
fliers as these may help you lower the costs of shopping; mainly grocery
shopping. Though it is true that this helps you save only few dollars, few
dollars in reality can add up to a large amount. So, if you are still not
into couponing, you should start off with that. Couponing along with
budgeting may help you pay off debts through consolidation.

*Benefits and tips on couponing*

The main benefit of couponing is that it helps you lower the money you are
required to spend in general. Now, when you spend less, you may be able to
start saving more. In addition, you can use this money to pay off your
debts through consolidation. So, in order to save money through couponing,
what are the things that you will be required to do? In addition to cutting
out the coupons, it is also important for you to remain organized.

   1. *Use coupons to buy national brands* – Though it is true that the
   national brands cost you more, use the coupons to get these for low costs.
   Though the generic or the store brands are cheaper, the production houses
   for these products are without the money to promote the products. So, there
   may or may not be good offers on these.

   2. *Don’t show brand loyalty* – Products at different stores can vary in
   price. So, it will be wise of you to check out different brands and stores
   to make the maximum savings. Plan to check out each store each week and
   then decide on the best offers. This helps you ultimately to save lots of
   dollars.

   3. *Remember to check the receipts* – When you buy items from a store,
   you are handed over a store generated receipt for the goods. Generally,
   people tend to throw away this receipt without a second thought. Remember
   to check out the receipts before throwing them out. This is important
   because the stores sometime print discount offers on the back of the
   receipts.

   4. *Use the Internet to find coupons* – The Internet is the best place
   for you to find numerous coupons. There are so many websites and offers,
   that you will be spoiled for choice. So, try to give yourself some time on
   researching the couponing websites to get the best of offers. Not all
   online websites provide you great offers. Again, there may also be
   websites that provide really good offers on some items while not on others.
   So, you will have to check out all of these and use the coupons as per your
   needs and requirements.

   5. *Organize the coupons as per the dates* – Buy a coupon organizer as
   this can help you use the coupons in the right way. Maintain separate
   counters for separate stores. In addition, organize the coupons date wise.
   In this way you will never forget the date within which you will be
   required to use the coupons.

   6. *Know what your friends have* – In addition to finding the coupons of
   your own, you should also be aware of the coupons that your friends have
   been able to collect. Such situations can arise when you are in need of
   some particular coupon which you can’t find of your own. Now, if you can
   find one such coupon with any of your friends, you can exchange one of your
   coupons for the one you require. However, your friend will have to agree to
   this and he/she must be sure that he/she needs the one that you are
   exchanging.

So, these are the things that you will be required to do in order to save
money through couponing and budgeting.

Jason Holmes is a regular writer with Debt Consolidation Care and is also a
contributory writer with other financial sites. His expertise is woven
around various aspects of the debt industry and with his e-books he tries
to impart to people the different situations and simple solutions to get
out of difficult situations. Some of his works include e-books like 'Credit
Score The Quintessential Therapy for a Happy Pocket', Take Creditors and
Collection Agencies to Small Claims Court' and, My Story- From Depression
To a Smile'.